Publisher's Synopsis
This book is written with consumers in mind, primarily for those who have been harassed, or abused, by unscrupulous debt collectors. Much of the information included are from the authors own real-life experiences. The author will show you how to identify illegal collection tactics, how to prepare evidence and how to file a lawsuit against a debt collector.The contents of this book are not for exacting revenge on legitimate debt collection companies, it is for exacting justice for consumers that have been abused by debt collectors. If you are reading this book then you are probably at wits end and have been on the receiving end of bad debt collection tactics. It is time to turn the tables on illegal debt collections and hit them where it hurts, in the wallet.The big secret in the debt collection industry is that in upwards of ninety-eight percent of legitimate consumer filed Fair Debt Collection Practices Act (FDCPA) lawsuits the collection company will settle before their case ever makes it to a courtroom. Many times an offer of settlement is made as soon as the collection company files an answer to your complaint. This is the collection industry "Achilles Heel".An easy to understand step-by-step guide with real world examples and with of tips and tricks on stopping debt collectors and profiting from their abuse. The book covers fair debt collection practices act (FDCPA), fair credit reporting act (FCRA), and telephone consumer protection act (TCPA) violations that debt collectors frequently use to abuse consumers.
