Publisher's Synopsis
Hit by a car in Ontario? Feeling overwhelmed by the insurance maze, confusing forms, and that nagging neck pain? You're not alone.
OMG, My Neck! is the refreshingly honest, practical, and witty guide you need to navigate the aftermath of a minor motor vehicle accident in Ontario. Written by Alexander Paul Burton - a millennial who experienced the system firsthand after being rear-ended in 2022 and co-founded FORTIS Medical Legal to help others - this book cuts through the bureaucratic noise and speaks your language.
Tired of jargon? Frustrated by delays? Unsure where to even begin with SABS, the MIG, or finding a physiotherapist who doesn't just hand you a sheet of stick figures? This guide breaks it all down, drawing on personal experience and a passion for accessible communication.
Inside, you'll discover:
- Crash Scene Survival: What to actually do right after the crunch, Ontario HTA rules explained.
- Decoding Insurance: Making that first call, understanding "no-fault" SABS benefits (O. Reg 34/10), and demystifying your policy.
- The MIG Muddle Unpacked: What the $3,500 Minor Injury Guideline really means and how to navigate it.
- Healthcare Hurdles Cleared: Leveraging OHIP, finding the right physiotherapists and chiropractors (including tips for newcomers and the LGBTQ+ community), and understanding treatment plans (OCF-18).
- Legal Labyrinths Explained: When (and how) to consider legal advice for SABS disputes, even after a minor accident.
- Staying Sane: Tips for managing paperwork, communicating effectively, and surviving the waiting game without losing your cool.
- The Finish Line: Understanding settlements, timelines, and focusing on what truly matters - your healing.
Alexander combines his passion for accessible marketing and simplifying complex processes with his lived experience as a young newcomer navigating the system. He emphasizes accessing the right healthcare, understanding your options, and empowering yourself throughout the process.
Stop feeling lost and start taking control. Whether you're a millennial baffled by bureaucracy, a newcomer figuring out Canadian systems, or anyone feeling stressed and sore after a minor Ontario MVA, OMG, My Neck! is the comprehensive, relatable, and sanity-saving guide you need.
(Note: Some details or experiences may be altered for privacy.)
