Publisher's Synopsis
More and more of us leave full-time work early, by choice or necessity, and the gap between what we need to live comfortably and what we actually receive averages £4,000 a year -- over 25 years £100,000. But there are ways of saving or making money that don't depend on a career. In this clear guide you will find the key steps to " Maximising income, entitlements and private pensions -- understanding new rules " Making the most of property -- equity release, downsizing, rentals, home businesses etc " Reducing outgoings, concessions and insurance breaks " 9 out of 10 of us pay too much tax! Taking up allowances and tax-free schemes " Getting the best returns -- savings, guaranteed options and advisers " Thinking ahead -- care schemes and inheritance