Publisher's Synopsis
Did you know that Credit Report Errors exist on the credit reports of as many as 42 million Americans?! If you are among them, unfortunately, undiscovered errors can cost you a lot of money. This sneaky expense arrives in the form of higher insurance rates, higher mortgage and car loan payments, or the frustration of being denied a loan altogether. Credit reporting errors could even cost you the ability to get a job. And that's just the beginning. To maximize the efficiency of your financial life, you need to make sure your credit score is accurate and managed. This cheat sheet will help you do both, and also teach you the #1 secret to paying off collections and improving your credit score! Most people understand the importance of paying their bills on time in relation to their credit score, but we're going to reveal other items that are just as important - if not more important - to making sure your credit score is as high as possible. Good payment history only accounts for 33% of your credit score. This LIFE180 credit cheat sheet will teach you to increase your credit score systematically - saving you money by operating more efficiently, and without reducing your standard of living.For example, did you know that a simple one-point dip in your credit score can cost you the ability to get a loan at the best rate available, forcing you to accept a loan with a higher interest rate? In addition, having a credit card balance with just a couple dollars too high in comparison to your credit limit can negatively affect a desired loan as well. So when you decide to apply for a car, house, credit card, or personal loan, the difference in the quality of loans could cost you hundreds of thousands of dollars in interest over your lifetime. This is why the issue of credit so desperately warrants your attention. The LIFE180 Credit Cheat Sheet makes it simple and easy to begin improving your credit and reducing your debt today.
