Publisher's Synopsis
Excerpt from Family Economics Review, 1994, Vol. 7
Housing expenses include shelter (mortgage interest, property taxes, or rent; maintenance and repairs; and insurance), utilities (gas, electricity, fuel, telephone, and water), and house furnishings and equipment (furniture, ?oor coverings, major appliances, and small appliances). It should be noted that for homeowners, housing expenses do not include mortgage principal payments; such payments are considered in the CE to be a part of savings. Therefore, total dollars allocated to housing by homeowners are underestimated in this report.
Food expenses include food and nonalcoholic beverages purchased at grocery stores, convenience stores, and specialty stores; dining out at restaurants; and school meals.
Transportation expenses include the net outlay on purchase of new and used vehicles, vehicle finance charges, gasoline and motor oil, maintenance and repairs, insurance, and public transportation.
Clothing expenses include children's apparel items such as diapers, shirts, pants, dresses, and suits; footwear; and clothing services such as dry cleaning, alteration and repair, and storage.
Health care expenses include medical and dental services not covered by insurance, prescription drugs and medical supplies not covered by insurance, and health insurance premiums not paid by employer or other organization.
Child care and education expenses include day care tuition and supplies; baby sitting; and elementary and high school tuition, books, and supplies.
Other miscellaneous expenses include personal care items, entertainment, and reading materials.
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