Publisher's Synopsis
This historic book may have numerous typos and missing text. Purchasers can usually download a free scanned copy of the original book (without typos) from the publisher. Not indexed. Not illustrated. 1982-07-03 edition. Excerpt: ... in the family and the retirement benefits accrued by each. A family's health insurance may also depend on how many members work and the extent to which coverage is extended to a worker's dependents. Moreover, its overall welfare depends on its extent of coverage on all key benefits. Unfortunately, though, there are little data, across the range of key benefits, on the family coverage which workers acquire through their involvement in this system. Based on findings from the 1977 Quality of Employment Survey (Quinn and Staines, 1979), we can indicate only the household composition of workers eligible for a package of important benefits. This package consists of medical insurance, sick leave with pay, and a retirement program. (Note that coverage on medical insurance does not necessarily extend to the workers' dependents and that both contributory and noncontributory plans are considered together.) The findings are presented in Table 5-4, which also indicates coverage for the individual benefits within the package, as well as for life insurance. As is clear, less than half of all employed workers report having a benefits package consisting of health insurance, paid sick leave, and a retirement program. Married males living with their wives (with or without children) have the highest eligibility rate for this package, but even they are almost as likely not to have coverage as to have it. In addition to their other hardships, the large majority of women raising children alone lack coverage for these basic benefits. Only slightly more than a third have these three benefits, a smaller percentage than for workers in all other household types. Of course, their low level of coverage represents a particularly acute problem because they bear...
