Publisher's Synopsis
Written in a clear and accessible Q&A format, this book--fully updated through mid-2017 developments--provides practitioners with a core understanding of the laws governing consumer financial services, as well as the latest developments in the field, including CFPB enforcement, privacy and security of personal information and much more. This treatise includes detailed chapters on twenty-seven separate subjects including the Truth in Lending Act, the Fair Credit Reporting Act, the Equal Credit Opportunity Act, the Electronic Signatures in Global and National Commerce Act (ESIGN), the Telephone Consumer Protection Act, the consumer provisions of the Bankruptcy Code, the Gramm Leach Bliley Act, the Fair Debt Collection Practices Act, and two chapters on the powers and enforcement activities of the Consumer Financial Protection Bureau. There are also chapters covering auto finance, credit cards, military lending, and laws affecting mortgage lending and servicing, including individual chapters on licensing, securitization, the Real Estate Settlement Procedures Act, the Home Mortgage Disclosure Act, the Home Ownership and Equity Protection Act, mortgage servicing rules and foreclosure. This practical Q&A guide ensures that the reader has the absolute latest information on the laws and regulations impacting the industry and consumers today.
