Publisher's Synopsis
Excerpt from Address: Before the Bankers Association of the State of Illinois at Springfield, October 15, 1896
The ability to quickly and diplomatically adapt ourselves to conditions as they develop, to read men as an open book, and mold them by superior will and tact, is within the power of some men, and when possessed is a priceless gift. Tact will triumph over genius and is the key that opens the door to success. Tact has been said to be the child of necessity.
A hesitating man never shines in an emer geney; indecision is a fatal disease in all busi ness, especially in banking. Life's pathway is strewn with victims caught in adversity's storm because they paused at important periods to dally with temptation and to question a policy experience has proven to be the only safe one. Brilliant achievements are always the reward of prompt action; moments are often crucial periods in destiny. This rule applies, however, only to principles; action without prudent investigation is equally or more. Dangerous. The safe banker never decides until all doubts are removed, knowing that peril lurks in every banker's pathway.
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